Laxmi Bank Cardless ATM Service


Nowadays, people are worried about physical cards due to loss or misplace, or even stolen.  They are facing problems with ATM card machines or cannot get access in emergencies.

Cardless withdrawal from a nearby Laxmi Bank ATM in Nepal.

So, for the first time in Nepal, Laxmi Bank has come up with an amazing feature where you can withdraw money without an ATM. With your smartphone, you can easily get access to Cardless withdrawal from a nearby Laxmi Bank ATM. With the aim of boosting the digital economy, Laxmi Bank introduces this revolutionary feature in Nepal.

 

Advantages of Cardless Withdraw

1.     Saves yearly ATM Card service fees 

2.     Avoids the fair of card loss

3.     Boosts the digital economy of Nepal

4.     Can be easily accessible in emergencies 

 

How can I get the service? 

1. Account in Laxmi Bank Limited

 2. Internet Connection with a Smartphone

3. Laxmi Bank Mobile Money (It's a mobile banking app that can be accessed while creating an account on nearby Laxmi Bank)

·        For Play store

Laxmi Bank Mobile Money

·        For  App Store

Laxmi Mobile Money

 

 

How to Withdraw Money Cardless?

 

1. Register and Log in to the Laxmi Bank Mobile Money or Android Play store or LaxmiMobile Money for iOS App store

2. On the Dashboard Click on Smart Withdraw (Cardless Withdraw)

3. Select the amount and Account Number and Click on Submit.

4. Once submit type your four-digit MPIN or just use your fingerprint

5. Once you have done the submission you will get an OTP code valid for 12 hours. (Make sure don't share your OTP with anyone for security purpose)

6. Go to your nearby Laxmi Bank ATM Machine. 

7. Click on the Cardless button and Select Language.

8. Again Click on the Cardless CWD button and type your registered mobile number and Click on the Continue button.

9. And then type the OTP Code that you get on your smartphone during the Mobile Banking transaction and Click on Continue.

10. Lastly, type the Amount that you submit during the Mobile Banking transaction.

11. Finally you will get the amount from ATM Machine.

 

 

According to the experts of Laxmi Bank Limited, this service is the safest service in comparison to the ATM Card. Although revolutionary Cardless feature, there are limited disadvantages due to online hackers or scammers who can easily use this system through simple OTP Code. So, stay alert and make sure you protect your OTP code without sharing it with anyone. 

 

Thank You for Reading!

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